Hang Seng Bank Ltd Apps

Hang Seng Mobile Payment Service allows you toenjoy a simple and fast spending experience with Near FieldCommunication (NFC)-enabled smartphones. Hang Seng MasterCard and1O1O, CMHK, csl or SmarTone mobile network customers can spend withease at many places by using designated Android smartphones to tapand pay now. Even more, e-Coupons are available for you to downloadfrom time to time, for you to enjoy endless spending offers.Simply get yourself ready with the followings to start enjoyingthe Hang Seng Mobile Payment Service:1. Hang Seng MasterCard Credit Card Principal CardPlease ensure the credit card is valid, credit status is in goodcondition, and has been added to the account list in Hang SengPersonal e-Banking.2. Hang Seng Personal e-Banking and an activated securitydeviceIf you are not an existing Hang Seng Personal e-Banking user,please visit http://www.hangseng.com/ebanking with apersonal computer for registration. If you do not have a securitydevice yet, please visit any branch or call 2998 6899 to apply forthe security device, and activate it via Hang Seng Personale-Banking with a personal computer.3. Designated NFC-enabled handsetFor a list of designated handset models which will be updatedregularly, please visit http://www.hangseng.com/mobilepayment.4. 1O1O, CMHK, csl or SmarTone NFC SIM CardIf you are an existing 1O1O, CMHK, csl or SmarTone customer, pleaseexchange for the NFC SIM Card at any outlet of your mobile networkoperator for free (Not applicable for prepaid card, 2G mobile planor designated mobile plan, please contact corresponding mobilenetwork operator for details).For the service details, please visit http://www.hangseng.com/mobilepayment.

Hang Seng Business Mobile App improves your mobile bankingexperience by bringing enhanced features to meet your businessbanking needs. Try it now! • A simple interface and smartnavigation for you to look up information and enjoy the mobilebanking services while on the move • Virtual Assistant B E R Ipossess artificial intelligence and natural language processingability, capable of addressing your general commercial bankingenquiries for selected banking service 24/7. After logging-on HangSeng Business e-Banking, B E R I can provide you additional bankingservices like “Instant Access of Account Summary”, “One Stop FXBuy/Sell Experience” • Apply for Business Banking Accounts andsubmit supplementary documents online • A one-stop service ofBusiness Loan: from previewing repayment schedule, to onlinesubmission of application and supplementary documents • Log in toyour company account using Mobile Security Key instead of yourphysical security device • Allow you to verify your identity andaccess your company account via your Fingerprint ID (biometricauthentication) • Have an overview of account balances andtransaction activity • Track the progress of your inward andoutgoing payments in real-time and access a specific transactionwith custom search • Inform you of the latest account activitieswith Push Notification in accordance with supported e-Alert types.Received messages will be stored for 180 days • Direct you to theHang Seng HSBCnet Mobile login for key financial functions • Trackyour trade-related documents sent to overseas banks by Hang SengTrade Services through DHL • Search the Business Banking Centresand Trade Services locations • Keep abreast of our latestpromotions • Foreign exchange information • Direct you to marketinformation • Direct you to property valuation service • MPFinformation For Hang Seng Business e-Banking customers, you areable to log in to Hang Seng Business Mobile Banking for keyfinancial functions: • Account overview • Own Hang Seng accountsfund transfer • Fund transfer to registered accounts (local &overseas banks) and faster payment • Foreign Exchange • FX OrderWatch • Set up new time deposit • Transaction Authorisation /Amendment / Deletion • Push Notification to keep you informed ofthe latest status of your account

Conduct online trading of stocks listed in 3 stock markets withease- Provides a one-stop solution to trade HK stocks, A sharesand USstocks -Trade US stocks online by submitting Substitute FormW-8BENin-app Seize the opportunity and apply for IPO - IPOfunction withIPO financing service is available. Apply for an IPOin just 3steps. Track the market response and stock performanceafterlisting. Safe method to logon - Fast logon process onexisting HangSeng e-Banking users with ONE credential and softtoken across alldigital channels, including Mobile Security Key orbiometricauthentication. Instant Order Placement - Quick Buyfunction helpsplace order in 4 simple inputs. Grab goldenopportunity at ease -Provide effortless synchronization oftraders' Watchlist across allHang Seng platforms, ensure you tokeep abreast of market trends.Detailed quotes at one glance -Search your stocks by stock numberor name, display interactivecharts and order searches. Calculatethe profit and loss inreal-time - Allow real-time portfoliomanagement and calculation onprofit and loss statement.Personalized for building your wealth -Display relevant news basedon your watch list and portfolio, plusspecial analysis of Hang SengInvestment Manager and other marketexperts. More functions to come,stay tuned! Learn more from "HangSeng Invest Express" website:http://www.hangseng.com/investexRemark: To use "Hang Seng InvestExpress", you have to first own asecurities account. Disclaimer:Hang Seng Invest Express mobile app(“Invest Express”) and thecontents of this material/correspondenceare provided by Hang SengBank Limited (“Hang Seng”) for use ofexisting customers of HangSeng only. Please do not download InvestExpress if you are not anexisting customer of Hang Seng. HangSeng, whose registered officeis at 83 Des Voeux Road, Central,Hong Kong, is incorporated in HongKong with limited liability andis a licensed bank regulated by theHong Kong Monetary Authority.Please be aware that Hang Seng is notauthorised or licensed in anyother jurisdiction for the provisionof the services and/orproducts available through Invest Express. Wecannot guarantee thatthe services and products available throughInvest Express areauthorised to be offered in any otherjurisdiction. Invest Expressis not intended for download or use byany person in anyjurisdiction where such download or use would notbe permitted bylaw or regulation of such jurisdiction. Theinformation providedthrough Invest Express is not intended for useby persons locatedin or resident in jurisdictions where thedistribution of suchmaterial may be considered marketing orpromotional and where thatactivity is restricted.

Banking is now made simpler

Up-to-date market information and latest market outlookarerequisite for you to make the best investment decision. HangSeng’sMarket Info App with enhanced functions helps you to seizeeachinvestment opportunities. Download Now to experienceourcomprehensive market info app! Services include: •InvestmentVideos on market commentaries and investment information•Commentaries on Stock, FX/Precious Metal and Funds • Freereal-timebasic quotes for locally listed securities • Personalizedstockwatch list and portfolio to better keep track of yourinvestments •Timely market news, listed company news and IPO news •Localindexes (with their constituent contributions) and overseasindexes• Top stocks and active warrants performance • Current IPOandlisted IPO performance • FX Rates/Precious Metal Prices anddailyfocus • Foreign currency T/T exchange rates and charts•MaxiInterest - Daily highest interest rates • Personalizedfundwatch list and reference fund lists provide you quick snapshotoffund performance in market • Simple and advanced fund searchenableyou find your desired funds • Comprehensive fund detailsincludingdaily updated fund price, 5-year performance and charts•Personalized Push Notification provide you timely updates onthelatest market information • Integration with other Hang SengBankapps for transaction Disclaimer: This App is provided by HangSengBank Limited (“Hang Seng”, “the Bank” or “we”) for use onlybyexisting Hang Seng customers or persons located in HongKong.Please don’t download this App if you’re not an existing HangSengcustomers or located in Hong Kong. This App and theinformationprovided through it isn’t intended for download or useby anyperson in any jurisdiction where such download or usewouldn’t bepermitted by law or regulation of such jurisdiction.Hang Seng of83 Des Voeux Road, Central, Hong Kong is incorporatedin Hong Kongwith limited liability and is a licensed bank regulatedby the HongKong Monetary Authority. Please be aware that Hang Sengisn’tauthorized or licensed in any other jurisdiction for theprovisionof the services and/or products available through thisApp. Wecannot guarantee that the services and products availablethroughthis App are authorized to be offered in any otherjurisdiction.This App shouldn’t be considered as communicating anyinvitation orinducement to engage in banking, lending, investmentor insuranceactivity or any offer, solicitation or recommendationto buy andsell securities or other instruments or to buy insuranceoutsideHong Kong. The information provided through this App isnotintended for use by persons located in or resident injurisdictionswhere the distribution of such material may beconsidered marketingor promotional and where that activity isrestricted.

A digital asset wallet to collect exclusive NFTs issued by HangSengBank.